Crop Insurance
Protect your operation from unpredictable yields, weather, and market swings.
When your livelihood depends on the land, every season brings risk from droughts to hail to sudden price drops. We offer crop insurance policies that are practical, personalized, and designed to help you weather the unexpected.
Crop Insurance Options
We offer federally backed coverage that helps manage both yield and revenue losses. Whether you’re growing wheat, corn, soybeans, or another crop, we’ll guide you through your options and help you build a policy that fits your farm, your region, and your risk tolerance.
MPCI Insurance Policies
MPCI policies provide coverage for loss of yield, or a combination of yield and price coverage provided through the Federal Crop Insurance Corporation (FCIC). These policies provide coverage to the producer for naturally occurring perils (weather events) and combination products also cover loss in value due to a change in market price during the insurance period. MPCI is federally supported and regulated and is sold and serviced by private-sector crop insurance companies and agents.
Individual MPCI Plans: Individual plans are based upon an individual yield loss and, in some plans, a decline in price, due to a wide range of perils.
Actual Production History (APH): Protects against individual yield loss based on your individual APH. APH differs from YP in that the RMA sets the price elections.
Revenue Protection (RP): Insures against revenue loss due to an increase or decrease in yield and/or price. The final revenue guarantee is based on the higher of the projected price or harvest price. RP uses the Commodity Exchange Price Provisions (CEPP) to determine the prices.
Yield Protection (YP): Protects against production losses due to a decrease in yield. YP uses the Commodity Exchange Price Provisions (CEPP) to determine the prices.
Frequently Asked Questions
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We cover a wide range of crops, including wheat, corn, soybeans, and more. Just ask about your specific operation.
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Depending on your plan, coverage may include drought, hail, excessive moisture, pests, disease, and market fluctuations.
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Our team will guide you through the options and help you find the best fit for you. We start by learning about your operation. We’ll ask questions about what you grow, how many acres you farm, and where you're located. Then we walk you through your options, explaining what each type of coverage does (and doesn’t) include. We’ll break down the numbers, help you compare plans, and recommend a strategy that fits your budget and risk tolerance.
Coverage That Supports Your Operations
With the right insurance in place, you don’t have to lose sleep over what might happen next season. You’ll know your crops, your livestock, and your livelihood are protected. And if you’ve got questions or concerns, we’re just a phone call away.